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Online Banking

Contents

  • Sparkasse
  • Comdirect
  • N26
  • Cash Points
  • Overview

Online banking is something I have to do. I have to have a bank account for my salary, to pay my rent and to pay Amazon orders. Once in a year I need the documents for my tax declaration.

I will expand this article when you add comments / screenshots for other banks. I am interested in N26 and BB Bank.

Sparkasse

Positive:

  • The have a lot of cash points - more than any other bank.

Negative:

  • The website is a mess. It is hard to find anything.
    • Knowig what I want to do and having everything in place, I need about 2:15 min to make an transaction.
  • the first page after login is not useful at all.
  • I have no idea where I can change my password. I remember I did it, but I don't know where.
  • Changing the postal adress is also well-hidden.

Screensots:

  • Login
  • First Page: No useful information
  • Transaction
  • Security: 2-Factor authentication with a dedicated device

Comdirect

Negative:

  • Seems not to be available in English

Screenshots:

  • Login
  • First Page: Very nice!
  • Transaction
  • Depot

N26

  • 2018-02-20: It took me less than 7 minutes to set up my account. Nice! The registration interface looks super clean. I did not have to have any documents at hand. The confirmation e-mail arrived within seconds.
    Then I needed to install the app. It took me about 3 minutes to step through that. Next was identivication via IDnow. It took about 2 seconds until I got a person to go through the process. The process took about 8 minutes.

Screenshots:

  • Login
  • First Page: Very nice!
  • Transaction: Super clean!

Cash Points

According to girokontovergleich.eu, Sparkasse has about 24 000 cash points, Volksbanken und Raiffeisenbanken (VR Bank) has around 19 4500, Postbank around 9000 cash points.

Overview

Bank EN Click count E-Mail contact Telephone contact URL Clutter
Overview Transaction Standing order
Sparkasse Karlsruhe ✔ 2 3 3 ✘ Mo-Fr from 8:00 - 20:00 https://www.sparkasse-karlsruhe.de 100
Comdirekt ✘ 0 2 2 ✘ 24/7 https://kunde.comdirect.de 70
N26 ✔ 0 1 2 ✘ ✘ https://n26.com 0

Published

Feb 17, 2018
by Martin Thoma

Category

My bits and bytes

Tags

  • Banking 2
  • N26 1

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